In 2009, the world was falling apart, and I was coming out of rock-bottom. I decided to take a year to party. Income turned into no-income. Savings turned into nothing. Credit cards became the norm and they were maxing out quick!
It was around this time, when the world was falling apart, that I thought it would be a good time to stop my non-sense and take advantage of opportunities. I saw & experienced the last crash in 2000 but I was too young to take advantage of it then. When 2010 came around, I was older and hopefully wiser when I decided to take advantage of the opportunities.