TUNAFISHY - How To Achieve Financial Independence In Any Decade - Thoughts

If You're Not Rich in Your 20's, You Fucked Up

9/28/2016

Would denying yourself the luxury of enjoying your money take away the point of making it? Is your 20s the time to gamble instead of saving? Because $200 a month isn't going to do anything spectacular, but if you gambled to get a $50,000 raise by networking all those nights; now that's worth it!

It all sounds amazing right? But I've been there and done that. I hit my 20s with the same excitement for the big city, meeting cool people, fun nights out every weekend, and living life to its fullest. Most young people you meet that are ambitious will show up to the bright city lights with the same dreams.

It's not entirely suicidal, but you could be squandering an opportunity that only a tiny percentage of humans have ever been offered: the opportunity to become financially free while you're still young.

Defining TunaFishy: Doing Interesting Things, Not Owning Enviable Things

9/20/2016

My name is Tuna. What I do for work doesn't define me. I've been doing a lot of interesting things as of late, and my aim is to continue this way of life for the rest of my life. Never getting bored and continuous learning is the goal. All of this is possible because I made it a goal to retire early, and before hitting 30 years old.

TunaFishy is much more than just "retiring early", "getting rich", and "personal finance". It is in essence a way of life. The short summary of what TunaFishy represents are a set of values and principles that gives you and me: the freedom and opportunity to live the life you find exciting and interesting for you.

This quote accurately describes my philosophy of life:

“A master in the art of living draws no sharp distinction between his work and his play; his labor and his leisure; his mind and his body; his education and his recreation. He hardly knows which is which. He simply pursues his vision of excellence through whatever he is doing, and leaves others to determine whether he is working or playing. To himself, he always appears to be doing both.” — Lawrence Pearsall Jacks

The Stages of Financial Freedom

8/24/2016

What's the price of your dreams? How much money will you need to be financially secure, independent, or have financial freedom? Just take a quick guess. There's no right or logical answer. Is it $1 million? $5 million? $20 million? Go with your gut, and write down a number that will make you feel secure, independent, or financially free.

In my experience, I can bet that your numbers for financial security, independence, and freedom are a lot bigger than it should be. Meaning your dreams are highly achievable if only you knew the real cost of achieving them.

The Millionaire's Guide To ChaRity

8/16/2016

Have you ever wondered how much time and money you should give to help others that are in need? But yet, you aren't financially independent yet? But you feel so blessed, that you feel guilty for not giving more? Welcome to the club!!

In my 20s before hitting financial independence, because I was reinvesting all my earnings and earnings were sporadic, I struggled massively to give generously. The more I gave, the more I had to work harder to feed myself. I would periodically participate in volunteer and giving activities, but I didn't go out of my way to give more. I had the 10% rule (read below) for charity but sometimes, I only followed it with 3-5%. Instead, I told myself to hurry the fuck up, and become financially free so I could help more people later.

A Lesson For My Future Daughter: Pay Attention To Your Guy's Net Worth, Not His Shiny Car

8/9/2016

Hanging out with one of my girlfriends the other day got me thinking: if I have a daughter, there will be things I need to teach her about men and dating when it comes to money. My friend showed me a picture of her date's car: a new BMW i8 (MSRP: $140,000). She argued that she could care less about what car a guy drives, yet that didn't stop her from admitting she was thrilled to be picked up in his new car.

As giddy as she was about his new car, she wasn't thrilled to find out he rents a dinky old studio apartment in Los Angeles. In fact, she felt something was off there, but dismissed it because she liked his car. His house to car ratio for a financially wise person is totally out of whack, showing that he'd be a poor financial choice for a companion. There are plenty of men out there who have the "wealth" and "success" accessories AKA "successories", but no money in the bank.

Retire Young, Not When You're 65 Years Old

8/4/2016

Life is short. I imagined myself only living until 60 and then kicking the can. This has been my mindset since I hit 25 years old. It may sound super depressing to be expecting that I will die by 60. But it's such an uplifting and good framework to live by. Mentally imagining you won't live long helps you prepare for a better financial future.

By expecting to die 20 years sooner than the median American male life expectancy, I have forced myself to become wealthy much faster, so I can enjoy life sooner. You may be thinking, "can't you make money and enjoy life all at the same time?", and I do believe it can be done!

Even though you can make money and enjoy life at the same time, it will take much more effort on your end. I'm talking about hustling like crazy. Extreme things like going to school while working 60 hours a week; saving 60% of your after tax income; starting a side business that takes an extra 40 hours a week so that one day it can be successful enough to tell your boss to fuck off.

Networking Your Way To Flying On A Private Jet

7/21/2016

Empathy is much more valuable than intelligence. It really doesn't matter how smart you are, if you're a creepy selfish asshole, you won't get as far as someone who has less intelligence, but is relatable to everyone.

This past year, I have been fortunate to travel on private jets for free. I wasn't able to travel for free on a jet because I wrote a review for them, nor did I sign up for a giveaway. And I did not get myself into private jets by racking up millions of credit card points. I was able to travel on private jets because I had built good relationships. Let me share some background story. Read on as I will share steps on how to build good relationships and become a better networker!

How I Will Buy A Lamborghini Gallardo For Free (Almost!)

7/18/2016

If there's one thing I share in common with many men, it's a fascination for cars! It's truly is a religious experience. I think of every car as a beautiful female. Each car comes in all shapes and sizes. It really is a love affair! Cars, besides women, are the only thing that guys would easily and stupidly dump $50,000 on without breaking a sweat. How ridiculous is that?

It's not just men who go crazy and stupid over materialistic things. There are women out there that have $5,000 worth of shoes. Not to mention their purses that totals about $20,000, and $10,000 worth of clothes in the closet. It's not so bad though, when considering guys desire cars in the $30,000-$50,000 range on average. Why do we forget all our personal finance wisdom when it comes to our weakness, I have no idea. But I figure it's best to accept it, and just budget our finances for it.

Believe it or not, one can own a Lamborghini without being a multi-millionaire. Yes, it's 100% possible even if you aren't wealthy yet. And no, I'm not joking! Is it foolish to drive an exotic car before you're financially independent? Most likely. But this guide will help millionaires, and aspiring millionaires, to drive a Lamborghini Gallardo for "free". The Gallardo has recently been replaced by the Huracan. But the Gallardo is synonymous to Lamborghini as the best built and most reliable of the past decade.

While the Huracan is the new face for Lamborghini, it's also highly unaffordable for a person who's not financially independent or wealthy yet. And most millionaires typically don't buy an exotic car in the first place. Unless they break into the $5-$10 million net worth range first. First, let's break down how to buy a Lamborghini Gallardo regardless if you're financially independent or aspiring to be financially free. And finally, let's go into specifics on how to buy a Lamborghini Gallardo for "free".

tuna eric hirun

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